Scientists think the smallest black holes formed when the universe began.
Stellar black holes are made when the center of a very big star falls in upon itself, or collapses. When this happens, it causes a supernova. A supernova is an exploding star that blasts part of the star into space.
Scientists think supermassive black holes were made at the same time as the galaxy they are in.
http://www.nasa.gov , September 30, 2008